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$389,900
DOM2days55 Yarmouth Street · Guelph · Ontario N1H 7R4
2 days on market
Downtown Guelph Living At A Price That Stands Out. Thousands Of Dollars Saved. Great Values Priced At Approximately $350 Per Square Foot, Compared With Many New Condominiums Ranging From Approximately $572 To $750 Per Square Foot, As Well As Maintenance Fees Are 73 Cents Per Sqft. Perfect For Empty Nesters And First Time Buyers. Experience Incredible Value In Established Downtown Guelph, Complete With Unobstructed Views And Beautiful Sunsets. This Spacious Residence Offers Approximately 1,115 Sq…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX REALTY SPECIALISTS INC.
Source: TRREB/PROPTX · MLS® X14109218
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,750 | $1,479/mo |
| Government & taxes | ||
| Property tax | $4,468 | $372/mo |
| Land transfer tax(closing) | $4,324 | $360/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,899 | $325/mo |
| Condo fees | ||
| Condo / HOA fees | $8,577 | $715/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,678 | $4,140/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.