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$374,900
DOM1day151 Bay Street · Ottawa · Ontario K1R 7T2
1 day on market
Rarely offered, spacious 3-bedroom ground-floor condominium in the heart of downtown Ottawa! Ideally located within walking distance of Parliament Hill, public transit, shopping, restaurants, cafés and everyday essentials, this generously sized unit offers an excellent opportunity for homeowners and investors alike. Featuring three well-proportioned bedrooms, a spacious living and dining area, and a functional kitchen, the layout offers plenty of flexibility for families, professionals, first-ti…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: FAULKNER REAL ESTATE LTD.
Source: TRREB/PROPTX · MLS® X14107662
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 31% of your true cost of ownership. The other 69% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $17,067 | $1,422/mo |
| Government & taxes | ||
| Property tax | $3,632 | $303/mo |
| Land transfer tax(closing) | $4,099 | $342/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,749 | $312/mo |
| Condo fees | ||
| Condo / HOA fees | $15,960 | $1,330/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,167 | $4,597/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.