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$299,800
DOM1day375 King Street · Waterloo · Ontario N2J 4L6
1 day on market
This exceptionally well-maintained condo speaks for itself and will NOT disappoint! A Rare opportunity to own ONE OF Waterloo's FEW 3 BEDROOM condo units in this price category, offering a functional layout, generous space, and excellent value! This spacious, almost 1300 sq. ft. CARPET-FREE unit offers 3 generously sized Bedrooms, 1.5 Bathrooms, including a full bathtub, in-suite laundry, UNDERGOUND PARKING & CAR WASH, a exclusive storage LOCKER and a private balcony with panoramic city views. T…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: Red And White Realty Inc.
Source: TRREB/PROPTX · MLS® X14105680
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,300 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 30% of your true cost of ownership. The other 70% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $13,648 | $1,137/mo |
| Government & taxes | ||
| Property tax | $2,592 | $216/mo |
| Land transfer tax(closing) | $2,972 | $248/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,998 | $250/mo |
| Condo fees | ||
| Condo / HOA fees | $13,511 | $1,126/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $44,882 | $3,740/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.