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$199,000
DOM2days1440 Heron Road · Ottawa · Ontario K1V 0X2
2 days on market
Amazing opportunity for first time buyers, young professionals, and investors! Centrally located on Heron Rd just off Bank Street, this bright and spacious 2 bed, 2 bath condo offers the perfect combination of comfort and convenience. The functional open concept floor plan creates an inviting sun filled living and dining area from the large windows and south-facing balcony, great for relaxing or entertaining. Two well sized bedrooms, with the primary featuring a walk-in closet and ensuite bathro…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY GROUP
Source: TRREB/PROPTX · MLS® X14102938
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 27% of your true cost of ownership. The other 73% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $9,059 | $755/mo |
| Government & taxes | ||
| Property tax | $2,245 | $187/mo |
| Land transfer tax(closing) | $1,715 | $143/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $1,990 | $166/mo |
| Condo fees | ||
| Condo / HOA fees | $9,057 | $755/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $33,226 | $2,769/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.