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$799,000
DOM2daysNiagara-on-the-Lake · Ontario L0S 1J1
2 days on market
Luxury Private community next to Park, Super Quiet, Well maintained neighbourhood. Enjoy the house without worrying about lawn maintenance and snow removal! All Taken care of! This Home Comes with 1 Year Home Warranty Covers Appliances, Plumbing and Electrical. Discover the charm of wine country living at Prospect Lane in Niagara-on-the-Lake, where you can stroll to Ravine Winery for a weekend meal and return home to yo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC
Source: TRREB/PROPTX · MLS® X14101564
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$105/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
Cost composition
Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $36,374 | $3,031/mo |
| Government & taxes | ||
| Property tax | $5,156 | $430/mo |
| Land transfer tax(closing) | $12,455 | $1,038/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $1,260 | $105/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,990 | $666/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $72,995 | $6,083/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.