Loading neighbourhood intel…

$510K · 2 bed Semi-Detached Condo · Unit 102, 325 Densmore Road, Cobourg, Ontario K9A 0E4 | HomeSearchCanada

$510,000

Unit 102

0 DOM

210d

Map

NEW 4 HRS AGO

DOM 0

$510,000

DOM0days

Unit 102

325 Densmore Road · Cobourg · Ontario K9A 0E4

MLS® X14100844 · Cobourg · K9A 0E4

21OwnerOccupied1000-1199 ft²Semi-Detached CondoNoneNo basement0d$464/ft²$3,761 tax/yrBuilt 200323 yrs oldNo basement

0 days on market

About this home

Deeply set back from the parking lot of 325 Densmore, this delightful Garden Home has all the advantages of a condo, with the outlook of a detached bungalow. With its broad swath of lawn on two sides, and its stunning Autumnal views of the Northumberland Hills from the Great-room and veranda, this bungalow style Garden home is very private, yet with all of the condominium lifestyle advantages of Eastway Property's staff doing your garden-weeding, lawn mowing, snow-shovelling chores. Warm neutral…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X14100844
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Bungalow
Type: Semi-Detached Condo
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 64
Balcony: Open
Locker: None
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: Parkview Hills Drive
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, Laundry Room
Interior: Built-In Oven, Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Service Real Estate Inc.

Source: TRREB/PROPTX · MLS® X14100844

Do you own a home in Cobourg?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$510K

Unit 102 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $510,000✓ $3,761 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,383/mo

incl. closing costs (yr 1)

Annual total

$52,601

year 1

Mortgage only

$1,935/mo

principal + interest

Beyond mortgage

$1,434/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$313/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,100/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,217/yr

Property taxes20% $10,436/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,100/yr

Condo fees9% $4,688/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,217	$1,935/mo
Government & taxes
Property tax	$3,761	$313/mo
Land transfer tax(closing)	$6,675	$556/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,100	$425/mo
Condo fees
Condo / HOA fees	$4,688	$391/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,601	$4,383/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs