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$239,900
DOM3days264 Oakdale Avenue · St. Catharines · Ontario L2P 2K4
3 days on market
Welcome to 264 Oakdale Avenue, Unit 102, an affordable 2 bedroom condo offering a practical layout and a great opportunity for first time buyers looking to enter the market. With just under 900 sq ft of living space, this unit features a spacious living room, a functional kitchen with ample cabinetry, two comfortable bedrooms, a 4 piece bathroom, and the convenience of in suite laundry. The layout is straightforward and easy to maintain, making it a solid option for buyers wanting to build equit…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.
Source: TRREB/PROPTX · MLS® X14099066
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $10,921 | $910/mo |
| Government & taxes | ||
| Property tax | $2,308 | $192/mo |
| Land transfer tax(closing) | $2,124 | $177/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,399 | $200/mo |
| Condo fees | ||
| Condo / HOA fees | $6,198 | $516/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $33,110 | $2,759/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.