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$599,999
DOM6days292 Vine Street · St. Catharines · Ontario L2M 0E1
6 days on market
Welcome To Legacy On Vine, Townhome Located In The Heart Of St. Catharines. This 2 Bedroom, 2.5 Bathroom End-Unit Home Exudes Elegance and Luxury With Top Of The Line Appliances and Finishes Throughout. The Kitchen Comes Equipped With Quartz Countertops & Backsplash, Stainless Steel Appliances and a Whirlpool Appliance Package. This Stunning Unit Features an Open-Concept Design With a Perfectly Planned Layout Maximizing Space and Natural Light. High-Quality Finishes Throughout With a Pre-Install…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® X14091092
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $27,315 | $2,276/mo |
| Government & taxes | ||
| Property tax | $4,863 | $405/mo |
| Land transfer tax(closing) | $8,475 | $706/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,000 | $500/mo |
| Condo fees | ||
| Condo / HOA fees | $713 | $59/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,026 | $4,835/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.