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$275,000
DOM14days264 Oakdale Avenue · St. Catharines · Ontario L2P 2K4
14 days on market
Freshly painted from top to bottom, this bright, south-facing second-floor condo offers 859 sq. ft. of move-in-ready living space, with 2 bedrooms and plenty of natural light.The open-concept living and dining area feels spacious and inviting, with the kitchen tucked neatly alongside, offering plenty of cabinetry, a breakfast bar and an easy connection to the main living space. From the living room, step out to your private south-facing balcony- a perfect little spot for morning coffee or some…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Source: TRREB/PROPTX · MLS® X13880694
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $12,519 | $1,043/mo |
| Government & taxes | ||
| Property tax | $2,600 | $217/mo |
| Land transfer tax(closing) | $2,600 | $217/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,750 | $229/mo |
| Condo fees | ||
| Condo / HOA fees | $6,204 | $517/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $37,333 | $3,111/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.