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$375K · 2 bed Condo Townhouse · Unit 31, 302 Vine Street, St. Catharines, Ontario L2M 7M6 | HomeSearchCanada

$374,900

Unit 31

11 DOM

2111d

Map

DOM 11

$374,900

DOM11days

Unit 31

302 Vine Street · St. Catharines · Ontario L2M 7M6

MLS® X13880014 · 444 - Carlton/Bunting · L2M 7M6

21OwnerOccupied800-899 ft²Condo TownhouseNonePartially Finished11d$441/ft²$2,208 tax/yrPartially Finished

11 days on market

About this home

WELL CARED FOR 2 BED , 2 STOREY - CONDO TOWNHOME IN GREAT AREA OF NORTH-END ST. CATHARINES". Quiet North end complex with convenient front door parking in a well maintained complex. Generous size Dining & Living Room open Concept area with walk out to a private fenced yard and no rear neighbors. Updated Kitchen with plenty of Cabinet and counter space. Upper level with 2 generous sized bedrooms with the large master able to support king size bed and still have plenty of closet and wall space. Up…

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Property details

MLS#: X13880014
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Fenced Yard, Public Transit

View: Park/Greenbelt, Trees/Woods

Condo corp #: 17
Balcony: None
Locker: None
Fees include: Water Included, Cable TV Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Wood · Privacy, Porch, Patio
Fronting on: —
Cross street: Vine & Scott
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Lower Level
Interior: None
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X13880014

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$375K

Unit 31 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $374,900✓ $2,208 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,624/mo

incl. closing costs (yr 1)

Annual total

$43,483

year 1

Mortgage only

$1,422/mo

principal + interest

Beyond mortgage

$1,401/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$74,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$184/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,099

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $17,067/yr

Property taxes15% $6,307/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,749/yr

Condo fees13% $5,700/yr

Closing costs12% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,067	$1,422/mo
Government & taxes
Property tax	$2,208	$184/mo
Land transfer tax(closing)	$4,099	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,749	$312/mo
Condo fees
Condo / HOA fees	$5,700	$475/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,483	$3,624/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 31

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs