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$589,000
110 Steamship Bay Road · Gravenhurst · Ontario P1P 1Z9
16 days on market
Welcome to the Ditchburn Building at the Muskoka Wharf, a sought-after waterside condominium community. This spacious residence offers nearly 1,800 sq. ft. of open-concept living with three generously sized bedrooms, including a primary suite with walk-in closet and an oversized four-piece ensuite bath. The bright main living area features large windows, granite countertops, in-suite laundry, and a second full bathroom for family or guests. Step out to your private oversized balcony to enjoy ple…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $10KPrice reduction
MLS shows the seller reduced the asking price by $10,000 (from $599,000 to $589,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Re/Max Professionals North
Source: TRREB/PROPTX · MLS® X13870318
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,814 | $2,234/mo |
| Government & taxes | ||
| Property tax | $4,051 | $338/mo |
| Land transfer tax(closing) | $8,255 | $688/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,890 | $491/mo |
| Condo fees | ||
| Condo / HOA fees | $16,260 | $1,355/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $71,930 | $5,994/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.