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$1,249,000
DOM17days1397 YORK Road · Niagara-on-the-Lake · Ontario L0S 1J1
17 days on market
Welcome to the crown jewel of Vineyard Square. Unit 1 at 1397 York Road is a premier corner residence in historic St. Davids, offering over $200,000 in professional upgrades and refined living in the heart of Niagara wine country. This beautifully appointed end-unit townhome features an expanded footprint and extra windows that fill the open-concept interior with natural light. A private residential elevator connects all four fully finished levels, while glass railings, 7-inch engineered hardwoo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE
Source: TRREB/PROPTX · MLS® X13869268
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $56,860 | $4,738/mo |
| Government & taxes | ||
| Property tax | $7,468 | $622/mo |
| Land transfer tax(closing) | $21,455 | $1,788/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $12,490 | $1,041/mo |
| Condo fees | ||
| Condo / HOA fees | $6,054 | $505/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $115,069 | $9,589/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.