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$289,900
DOM29days1035 Cummings Avenue · Ottawa · Ontario K1J 9K5
29 days on market
Welcome to this spacious GROUND-FLOOR, SINGLE-LEVEL condo offering true stair-free living and a PRIVATE BACKYARD - a rare combination that gives you the convenience of condo living with outdoor space to call your own! This well-designed 2-bedroom, 1-bathroom interior unit offers a comfortable and functional layout with a generous living and dining area, perfect for everyday living, entertaining or creating a work-from-home space. Laminate flooring runs through much of the home, with some carpete…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY GROUP
Source: TRREB/PROPTX · MLS® X13826406
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $13,197 | $1,100/mo |
| Government & taxes | ||
| Property tax | $2,513 | $209/mo |
| Land transfer tax(closing) | $2,824 | $235/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,899 | $242/mo |
| Condo fees | ||
| Condo / HOA fees | $5,178 | $431/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $35,771 | $2,981/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.