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$588,800
DOM31days288 Albert Street · Waterloo · Ontario N2L 3T8
31 days on market
Great opportunity for a 3 Bedroom + Den Unit. 3 Full Bathrooms. Fully Furnished as seen, including living, dining rooms, Beds, TV, Internet included in maintenance fees. 1 Surface Parking. Recently Cleaned & Paint freshened. Upper Bright & Spacious unit, Appx. 1,787 Square Feet as per MPAC. Prime Location, close to University yet quieter neighbourhood. Easy access to most conveniences & transportation. Low Maintenance Fees include: Internet, Common Elements, Water & Parking. Very desirable locat…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® X13813062
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,805 | $2,234/mo |
| Government & taxes | ||
| Property tax | $5,066 | $422/mo |
| Land transfer tax(closing) | $8,251 | $688/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,888 | $491/mo |
| Condo fees | ||
| Condo / HOA fees | $7,777 | $648/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,446 | $5,371/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.