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$899,900
DOM35days96 Frank Street · Ottawa · Ontario K2P 0X2
35 days on market
Welcome to Unit 5 at 96 Frank Street, a spacious, move-in-ready top-floor condo in the heart of Centretown. Ideally located between the renowned restaurants and shops of Elgin Street and the scenic Rideau Canal, this sought-after address offers exceptional access to downtown amenities. Hardwood flooring runs throughout the condo, complemented by bright paint tones, modern trim, upgraded quality doors and stylish lighting. New window coverings have been installed throughout, except in the living…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK PILON GROUP REALTY
Source: TRREB/PROPTX · MLS® X13804128
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,500 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $40,967 | $3,414/mo |
| Government & taxes | ||
| Property tax | $5,826 | $485/mo |
| Land transfer tax(closing) | $14,473 | $1,206/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,999 | $750/mo |
| Condo fees | ||
| Condo / HOA fees | $8,356 | $696/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $87,780 | $7,315/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.