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$449,900
100 Champagne Avenue · Ottawa · Ontario K1S 4P4
39 days on market
One bedroom plus den or possible second bedroom, with a shared Jack-and-Jill bathroom connecting both rooms to create a flexible and functional layout. Offering approximately 780 sq. ft. of living space, both rooms are generously sized and filled with natural light, providing excellent options for a primary suite, home office, guest room, roommate arrangement or additional sleeping space. Stylish and freshly painted, this beautiful condo overlooks Dow's Lake and is located in HOM by Domicile, a…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $50,000 (from $499,900 to $449,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE PERFORMANCE REALTY
Source: TRREB/PROPTX · MLS® X13781458
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,481 | $1,707/mo |
| Government & taxes | ||
| Property tax | $4,357 | $363/mo |
| Land transfer tax(closing) | $5,473 | $456/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,499 | $375/mo |
| Condo fees | ||
| Condo / HOA fees | $6,771 | $564/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $52,241 | $4,353/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.