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$559,900
290 Cathcart Street · Ottawa · Ontario K1N 5C4
43 days on market
Discover a truly distinctive multi-level loft-style home in the heart of Lowertown - where architectural character, sophisticated urban living, and an extraordinary connection to nature come together. One of the property's most exceptional qualities is its beautiful outlook over Bordeleau Park and proximity to the Rideau River. Few homes in Ottawa offer this unique combination of green space and waterfront living while also placing the ByWard Market, Rideau Hall, Parliament Hill, Global Affairs,…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $579,900 to $559,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ENGEL & VOLKERS OTTAWA
Source: TRREB/PROPTX · MLS® X13769456
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,489 | $2,124/mo |
| Government & taxes | ||
| Property tax | $4,096 | $341/mo |
| Land transfer tax(closing) | $7,673 | $639/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,599 | $467/mo |
| Condo fees | ||
| Condo / HOA fees | $4,260 | $355/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,777 | $4,815/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.