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$342,900
DOM43days199 Kent Street · Ottawa · Ontario K2P 2K8
43 days on market
Live in the centre of it all at 199 Kent Street. Unit 404 is a welcoming 2-bedroom home offering a bright, comfortable layout perfect for modern downtown living. The open living space is ideal for relaxing or entertaining, with large windows that fill the unit with natural light. The kitchen provides plenty of storage and workspace, while the two bedrooms offer flexibility - create a peaceful primary retreat and a second bedroom for guests, a home office, or a creative space.This well-run buildi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE TEAM REALTY
Source: TRREB/PROPTX · MLS® X13766332
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~750 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $15,610 | $1,301/mo |
| Government & taxes | ||
| Property tax | $2,663 | $222/mo |
| Land transfer tax(closing) | $3,619 | $302/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,429 | $286/mo |
| Condo fees | ||
| Condo / HOA fees | $7,068 | $589/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $41,549 | $3,462/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.