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$1,725,000
DOM43days222 Ricardo Street · Niagara-on-the-Lake · Ontario L0S 1J0
43 days on market
Elegant "Greystone" Townhome Steps from the Niagara River: Welcome to Greystone, an exquisite townhome ideally situated within walking distance to Queen Street, the Niagara-on-the-Lake Sailing Club, and the picturesque shores of the Niagara River. This refined residence offers the perfect blend of sophistication, comfort, and convenience in one of Niagara-on-the-Lake's most desirable enclaves. Graced with abundance of natural light, the home's open-concept main living space features soaring vaul…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Source: TRREB/PROPTX · MLS® X13763814
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~2,625 ft² · ON avg ~$101/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $78,529 | $6,544/mo |
| Government & taxes | ||
| Property tax | $10,320 | $860/mo |
| Land transfer tax(closing) | $30,975 | $2,581/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $1,213 | $101/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $17,250 | $1,438/mo |
| Condo fees | ||
| Condo / HOA fees | $18,576 | $1,548/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $166,623 | $13,885/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.