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$299,000
138 Somerset Street · Ottawa · Ontario K2P 0A3
44 days on market
A layout that gives you more than you would expect. This well-designed 1-bedroom + den condo at 138 Somerset Street West offers a bright, open-concept living space with a separate den that makes an ideal home office, study or flexible bonus space. The kitchen features granite countertops, stainless steel appliances, ample cabinetry and a large breakfast bar overlooking the dining and living areas, with hardwood flooring carrying throughout the main space. Large windows bring plenty of natural li…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $319,000 to $299,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SLEEPWELL REALTY GROUP LTD
Source: TRREB/PROPTX · MLS® X13763134
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $13,612 | $1,134/mo |
| Government & taxes | ||
| Property tax | $3,542 | $295/mo |
| Land transfer tax(closing) | $2,960 | $247/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,990 | $249/mo |
| Condo fees | ||
| Condo / HOA fees | $7,710 | $643/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $41,474 | $3,456/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.