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$265,000
646 Cummings Avenue · Ottawa · Ontario K1K 2K6
45 days on market
For anyone looking for a 2 bedroom / 2 bathroom condo with ample space, quality finishes, and a central location at an UNBELIEVABLE PRICE, this one's for you! Conveniently situated, this boutique condo is close to numerous schools, all the amenities of Beechwood and St. Laurent and easy access to transit, while also surrounded by numerous parks, greens pace, cycling/running paths along the Aviation Parkway and just a short distance to the beautiful Ottawa River trails and Rockliffe parkway. Livi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $14,900 (from $279,900 to $265,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY GROUP
Source: TRREB/PROPTX · MLS® X13752750
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $12,064 | $1,005/mo |
| Government & taxes | ||
| Property tax | $2,906 | $242/mo |
| Land transfer tax(closing) | $2,450 | $204/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,650 | $221/mo |
| Condo fees | ||
| Condo / HOA fees | $7,968 | $664/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $37,198 | $3,100/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.