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$549,900
DOM45days300 Croft Street · Port Hope · Ontario L1A 0E1
45 days on market
Spotless, beautifully decorated and finished in warm, neutral grey tones, this rare **barrier-free entry bungalow condo townhouse** offers easy, stair-free living with **no exterior or interior stairs**, making it an excellent choice for those seeking enhanced accessibility and convenient one-level living. The bright, open-concept layout features a spacious foyer flowing into the generous living and dining areas, complemented by a well-appointed kitchen with quartz countertops and a dramatic cat…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: Homesmiths Real Estate Ltd.
Source: TRREB/PROPTX · MLS® X13751534
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~1,100 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,034 | $2,086/mo |
| Government & taxes | ||
| Property tax | $3,868 | $322/mo |
| Land transfer tax(closing) | $7,473 | $623/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,499 | $458/mo |
| Condo fees | ||
| Condo / HOA fees | $4,707 | $392/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,740 | $4,645/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.