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$529K · 2 bed Condo Apartment · Unit 201, 99 Louisa Street, Kawartha Lakes, Ontario K0M 1N0 | HomeSearchCanada

$529,000

Unit 201

2 DOM

222d

Map

NEW 31 HRS AGO

DOM 2

Waterfront

$529,000

DOM2days

Unit 201

99 Louisa Street · Kawartha Lakes · Ontario K0M 1N0

MLS® X13742912 · Fenelon Falls · K0M 1N0

22Vacant900-999 ft²Condo Apartment2-car UndergroundNo basement2d$557/ft²$4,941 tax/yrNo basement

2 days on market

About this home

Truly the first of its kind, The Moorings on Cameron Lake has set the bar for luxury condominium living with all the charm and serenity of living on the water. Welcome to Unit 201, a two bedroom, two bath, 977sqft condo suite with 9ft ceilings and extensive windows, engineered hardwood & porcelain tile, stainless steel kitchenaid appliances (incl. wall-mounted oven and microwave/air fryer), quarts countertops, in-suite laundry (whirlpool washer/dryer). Primary bedroom features luxury 3-pc ensui…

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Property details

MLS#: X13742912
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Beach, Golf, Lake Access, Marina, Park, Waterfront

Fireplaces: 1
Fireplace features: Natural Gas

Waterfront: Yes
Water view: Obstructive
Water body: Cameron Lake
Shoreline: Clean
Waterfront features: Beach Front, Dock

Condo corp #: 37
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Communal Waterfront Area, Elevator, Exercise Room, Guest Suites, Gym
Fees include: Heat Included, Common Elements Included, Building Insurance Included
Pets: No

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stone · Controlled Entry, Deck, Fishing, Hot Tub, Landscaped, Year Round Living
Fronting on: —
Cross street: Louisa St & Colborne St
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Built-In Oven, Carpet Free, Countertop Range, Primary Bedroom - Main Floor, Separate Hydro Meter, Storage, Storage Area Lockers, Water Heater Owned
Parking features: Underground

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: AFFINITY GROUP PINNACLE REALTY LTD.

Source: TRREB/PROPTX · MLS® X13742912

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$529K

Unit 201 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,000✓ $4,941 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,040/mo

incl. closing costs (yr 1)

Annual total

$60,483

year 1

Mortgage only

$2,007/mo

principal + interest

Beyond mortgage

$1,987/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$412/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $24,082/yr

Property taxes20% $11,996/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,290/yr

Condo fees14% $8,455/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,082	$2,007/mo
Government & taxes
Property tax	$4,941	$412/mo
Land transfer tax(closing)	$7,055	$588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,290	$441/mo
Condo fees
Condo / HOA fees	$8,455	$705/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,483	$5,040/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs