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$350K · 2 bed Condo Apartment · Unit 424, 404 King St Street, Kitchener, Ontario N2G 2L5 | HomeSearchCanada

$349,900

Unit 424

2 DOM

212d

Map

NEW 31 HRS AGO

DOM 2

$349,900

DOM2days

Unit 424

404 King St Street · Kitchener · Ontario N2G 2L5

MLS® X13742736 · N2G 2L5

21Vacant900-999 ft²Condo ApartmentNoneNo basement2d$369/ft²$3,080 tax/yrBuilt 200323 yrs oldNo basement

2 days on market

About this home

Welcome Home to the historic Kaufman Lofts in the heart of the Innovation District! This stunning 2-bedroom loft perfectly blends urban style with contemporary comfort. Featuring 14' ceilings, luxury vinyl plank flooring, and custom barn doors, this open-concept space exudes character and sophistication. The modern kitchen showcases extended-height cabinetry, a large working island with seating, quartz countertops, and stainless steel appliances, ideal for both everyday living and entertaining.…

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Property details

MLS#: X13742736
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Loft
Type: Condo Apartment
Year built: 2003

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Poured Concrete
Property features: Public Transit, Hospital

Condo corp #: 450
Balcony: None
Locker: Owned
Association amenities: Bike Storage, Community BBQ, Party Room/Meeting Room, Visitor Parking, Rooftop Deck/Garden
Fees include: Water Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Victoria St N
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Surface

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT TEAM LOGUE REALTY

Source: TRREB/PROPTX · MLS® X13742736

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$350K

Unit 424 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $3,080 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,111/mo

incl. closing costs (yr 1)

Annual total

$49,332

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$2,015/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$86/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $15,929/yr

Property taxes14% $6,804/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,499/yr

Condo fees25% $12,440/yr

Closing costs10% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$3,080	$257/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$12,440	$1,037/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,332	$4,111/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 424

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs