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$474,900
DOM50daysStonework Lofts · 323 Winona Avenue · Ottawa · Ontario K1Z 5H3
50 days on market
Discover boutique loft living at Stonework Lofts in the heart of Westboro. This stylish 1-bedroom plus den residence offers approximately 838 sq. ft. of thoughtfully designed living space, featuring soaring ceilings, modern finishes, and an inviting open-concept layout. The spacious living and dining area connects seamlessly with the contemporary kitchen, creating an ideal setting for both everyday living and entertaining. The generous primary bedroom offers ample closet space, while the versati…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: REMAX BOARDWALK REALTY
Source: TRREB/PROPTX · MLS® X13742592
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,619 | $1,802/mo |
| Government & taxes | ||
| Property tax | $4,281 | $357/mo |
| Land transfer tax(closing) | $5,973 | $498/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,749 | $396/mo |
| Condo fees | ||
| Condo / HOA fees | $9,602 | $800/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $56,885 | $4,740/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.