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$880K · 2 bed Condo Apartment · Unit 445, 16 Concord Place, Grimsby, Ontario L3M 0J1 | HomeSearchCanada

$879,900

Unit 445

4 DOM

224d

Map

DOM 4

Waterfront

$879,900

DOM4days

Unit 445

16 Concord Place · Grimsby · Ontario L3M 0J1

MLS® X13737514 · 540 - Grimsby Beach · L3M 0J1

22OwnerOccupied1200-1399 ft²Condo Apartment2-car UndergroundNo basement4d$677/ft²$4,296 tax/yrBuilt 20233 yrs oldNo basement

4 days on market

About this home

Smart, Sophisticated, Stylish. Three perfect words to describe your new home in the lakeside AquaZul Building. Thoughtfully designed, this two bedroom plus den captures fabulous views of Lake Ontario with revitalized Waterfront parks and trails. Open concept design of 1269 sq ft and two terraces and one balcony of 365 sq ft provide multiple areas to rest and relax. Luxurious finishes include quartz counters in kitchen, granite counters in bathrooms, jetted tub in ensuite, glass showers in bathro…

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Property details

MLS#: X13737514
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 5 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Concrete
Property features: Clear View, Electric Car Charger, Lake/Pond, Level, Waterfront

Fireplace features: Electric

View: Beach, Clear, Lake, Mountain, Panoramic, Pool, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Ontario

Condo corp #: 321
Balcony: Terrace
Locker: Owned
Association amenities: Community BBQ, Elevator, Exercise Room, Game Room, Gym, Media Room
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Exterior: Brick, Concrete · Landscaped
Fronting on: —
Cross street: Windward and Winston Rd
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Separate Heating Controls, Storage, Storage Area Lockers
Parking features: Inside Entry, Private, Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.

Source: TRREB/PROPTX · MLS® X13737514

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$880K

Unit 445 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $879,900✓ $4,296 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,272/mo

incl. closing costs (yr 1)

Annual total

$87,265

year 1

Mortgage only

$3,338/mo

principal + interest

Beyond mortgage

$2,303/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$175,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$76/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $40,057/yr

Property taxes21% $18,369/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,799/yr

Condo fees12% $10,880/yr

Closing costs6% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,057	$3,338/mo
Government & taxes
Property tax	$4,296	$358/mo
Land transfer tax(closing)	$14,073	$1,173/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,799	$733/mo
Condo fees
Condo / HOA fees	$10,880	$907/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,265	$7,272/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 445

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs