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$359,900
DOM51days50 HERRICK Avenue · St. Catharines · Ontario L2P 2T9
51 days on market
Experience life on your own terms. This bright 970 sqft main level, 2 bathroom, 2-bedroom+den condo with in suite laundry and a large patio allows you to do just that. A place where you can do everything you want without worrying about upkeep. Enjoy the pleasure of staying fit and healthy, hosting a party for friends and family or relaxing on a Patio overlooking a golf course. You can do all of this and more with the spectacular array of amenities at Montebello. If you love the energy and vibran…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE NRC REALTY
Source: TRREB/PROPTX · MLS® X13736856
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $16,384 | $1,365/mo |
| Government & taxes | ||
| Property tax | $4,295 | $358/mo |
| Land transfer tax(closing) | $3,874 | $323/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,599 | $300/mo |
| Condo fees | ||
| Condo / HOA fees | $6,824 | $569/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $45,636 | $3,803/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.