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$390K · 2 bed Condo Apartment · Unit 109, 149 Fanshaw Street, Thunder Bay, Ontario P7C 5Z9 | HomeSearchCanada

$389,900

Unit 109

4 DOM

214d

Map

DOM 4

$389,900

DOM4days

Unit 109

149 Fanshaw Street · Thunder Bay · Ontario P7C 5Z9

MLS® X13735122 · College Park · P7C 5Z9

21Vacant1200-1399 ft²Condo Apartment1-car UndergroundNo basement4d$300/ft²$5,077 tax/yrBuilt 200323 yrs oldNo basement

4 days on market

About this home

Quiet, Spacious & Convenient Condo Living at Fanshaw Condos! Welcome to 149 Fanshaw Street, a beautifully maintained condo tucked back from the road in a peaceful, well-managed building. This first-level unit sits one level above grade and offers the ease of single-level living with elevator access to both the condo and indoor parking. Inside, you'll find a bright, spacious open-concept living area featuring engineered hardwood plank flooring, a gas fireplace, and generous windows overlooking ma…

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Property details

MLS#: X13735122
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2003

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Fireplaces: 1
Fireplace features: Natural Gas, Living Room

Condo corp #: 31
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room
Fees include: Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding, Brick Front
Fronting on: —
Cross street: Golf Links
Stories: 1
Utilities: —
Laundry: Ensuite, In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: Underground, Surface

Additional listing data

ListAOR: Thunder Bay Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Neighbourly Realty Thunder Bay Inc.

Source: TRREB/PROPTX · MLS® X13735122

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$390K

Unit 109 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,900✓ $5,077 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,476/mo

incl. closing costs (yr 1)

Annual total

$41,710

year 1

Mortgage only

$1,479/mo

principal + interest

Beyond mortgage

$1,178/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$423/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $17,750/yr

Property taxes23% $9,401/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,899/yr

Closing costs12% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,750	$1,479/mo
Government & taxes
Property tax	$5,077	$423/mo
Land transfer tax(closing)	$4,324	$360/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,899	$325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,710	$3,476/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 109

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs