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$1,029,000
DOM52days1397 York Road · Niagara-on-the-Lake · Ontario L0S 1J1
52 days on market
This is Vineyard Square, an executive style townhome in historic St. Davids, Niagara On The Lake, well know for its wineries and easy style living. The quality of craftsmanship enhanced by elegance will certainly impress you. This 3 story, 2 bedrooms layout offers 3 gas fireplaces, one in each bedroom and one on the terrace. Equipped with an elevator to all 4 levels making every day easy and comfortable. Just a few feature and upgrades to mention: cabinets in foyer, upgraded counter top in kitch…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: Royal LePage Macro Realty
Source: TRREB/PROPTX · MLS® X13733154
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $46,844 | $3,904/mo |
| Government & taxes | ||
| Property tax | $7,325 | $610/mo |
| Land transfer tax(closing) | $17,055 | $1,421/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $10,290 | $858/mo |
| Condo fees | ||
| Condo / HOA fees | $6,054 | $505/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $98,311 | $8,193/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.