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$499K · 1 bed Condo Apartment · Unit 501, Rivermill, 150 Wellington Street, Guelph, Ontario N1H 0B5 | HomeSearchCanada

$499,000

Unit 501

4 DOM

114d

Map

DOM 4

$499,000

DOM4days

Unit 501

Rivermill · 150 Wellington Street · Guelph · Ontario N1H 0B5

MLS® X13730326 · Downtown · N1H 0B5

11TenantOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement4d$526/ft²$3,830 tax/yrNo basement

4 days on market

About this home

Sleek finishes, intelligent design, and over 950 square feet of elevated space set Suite 501 in a class of its own. Finished with rich engineered hardwood throughout, the bright layout centers on a living room with a sleek stone electric fireplace and a chef's kitchen featuring solid granite countertops, stainless steel appliances, and designer lighting. The versatile den provides a seamless work-from-home setup, complementing the peaceful primary bedroom and spa-inspired washroom. Beyond the su…

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Property details

MLS#: X13730326
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: D.1-22

Roof: Other
Foundation: Poured Concrete
Property features: Hospital

Fireplaces: 1
Fireplace features: Living Room, Electric

View: Downtown, Garden

Building name: Rivermill
Condo corp #: 235
Balcony: Open
Locker: Owned
Association amenities: Gym, Guest Suites, Rooftop Deck/Garden, Game Room, Party Room/Meeting Room
Fees include: CAC Included, Heat Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Other
Cooling: Central Air
Waterfront: No
Exterior: Concrete, Brick · Controlled Entry, Year Round Living
Fronting on: —
Cross street: Wellington St E & Surrey St
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Underground

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Planet Realty Inc

Source: TRREB/PROPTX · MLS® X13730326

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$499K

Unit 501 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,830 tax✓ Other✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,910/mo

incl. closing costs (yr 1)

Annual total

$58,922

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$2,021/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$319/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $22,717/yr

Property taxes17% $10,285/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,990/yr

Condo fees17% $10,270/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,830	$319/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$10,270	$856/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,922	$4,910/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 501

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs