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$555K · 2 bed Condo Apartment · Unit 804, Waterscape, 170 Water Street, Cambridge, Ontario N1R 3B6 | HomeSearchCanada

$555,000

Unit 804

5 DOM

215d

Map

DOM 5

Waterfront

$555,000

DOM5days

Unit 804

Waterscape · 170 Water Street · Cambridge · Ontario N1R 3B6

MLS® X13728206 · N1R 3B6

21OwnerOccupied1400-1599 ft²Condo Apartment2-car UndergroundNo basement5d$370/ft²$5,550 tax/yrBuilt 200323 yrs oldNo basement

5 days on market

About this home

Don't miss this sprawling customized corner unit w/ sunny southwest exposure & 2 parking spots! Coming out of big house? No problem. We can hold your large dining room suite! From the front entry, tile floor runs throughout the foyer, den, 3pc bath & laundry. The foyer offers a large closet w/ stained-glass door. The spacious den has overhead pot lighting. The laundry room includes stacked washer & dryer & shelving. Also, off the main entry is a 3pc bath w/ glass corner shower, custom cabinetry…

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Property details

MLS#: X13728206
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: 235200316

View: Water

Waterfront: Yes
Water view: Direct
Water body: Grand River
Shoreline: Unknown
Waterfront features: River Front

Building name: Waterscape
Condo corp #: 520
Balcony: Open
Locker: Owned
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Other · Controlled Entry, Year Round Living
Fronting on: —
Cross street: Ainslie
Stories: 8
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Auto Garage Door Remote, Intercom, Separate Heating Controls
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE CROWN REALTY SERVICES

Source: TRREB/PROPTX · MLS® X13728206

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$555K

Unit 804 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $555,000✓ $5,550 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,973/mo

incl. closing costs (yr 1)

Annual total

$71,677

year 1

Mortgage only

$2,105/mo

principal + interest

Beyond mortgage

$2,778/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$462/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$119/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $25,266/yr

Property taxes18% $13,125/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $5,550/yr

Condo fees24% $17,076/yr

Closing costs7% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,266	$2,105/mo
Government & taxes
Property tax	$5,550	$462/mo
Land transfer tax(closing)	$7,575	$631/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,550	$463/mo
Condo fees
Condo / HOA fees	$17,076	$1,423/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,677	$5,973/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 804

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs