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$299,000
158 KING Street · Waterloo · Ontario N2J 0E5
53 days on market
Great opportunity to own Spotless 2 BR unit at vibrant University district. This bright and spacious 2 bedroom suite offering approximately 600 sq. ft. of thoughtfully designed living space on the 20th floor. Owner-occupied suite offering clear northeast views and An open-concept layout, floor-to-ceiling windows, and an abundance of natural light throughout. This move-in ready property features upscale finishes, including in-suite laundry, a modern kitchen with granite countertops, stainless…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $29KPrice reduction
MLS shows the seller reduced the asking price by $29,000 (from $328,000 to $299,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® X13728000
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $13,612 | $1,134/mo |
| Government & taxes | ||
| Property tax | $3,180 | $265/mo |
| Land transfer tax(closing) | $2,960 | $247/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $2,990 | $249/mo |
| Condo fees | ||
| Condo / HOA fees | $5,703 | $475/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $39,104 | $3,259/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.