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$349K · 3 bed Condo Townhouse · Unit 20, 135 Belmont Drive, London, Ontario N6J 4J3 | HomeSearchCanada

$349,000

Unit 20

5 DOM

325d

Map

DOM 5

$349,000

DOM5days

Unit 20

135 Belmont Drive · London · Ontario N6J 4J3

MLS® X13727856 · South O · N6J 4J3

32OwnerOccupied1000-1199 ft²Condo TownhouseNoneFinished5d$317/ft²$1,584 tax/yrFinished

5 days on market

About this home

Welcome to this clean and well-maintained 3-bedroom condo, ideally located in a quiet, low-traffic area close to shopping, dining, schools, and everyday amenities. This bright and spacious home offers plenty of natural light throughout, creating a warm and welcoming atmosphere. The generously sized bedrooms provide plenty of room for comfortable living, while the well-kept interior is move-in ready. Step outside to enjoy the large backyard space, perfect for children to play, entertaining, or si…

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Property details

MLS#: X13727856
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Upper; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Condo corp #: 395
Balcony: None
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Warncliffe and Belmont Dr
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: None
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX CENTRE CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13727856

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$349K

Unit 20 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,000✓ $1,584 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,145/mo

incl. closing costs (yr 1)

Annual total

$37,736

year 1

Mortgage only

$1,324/mo

principal + interest

Beyond mortgage

$1,053/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$132/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,710

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $15,888/yr

Property taxes14% $5,294/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,490/yr

Condo fees10% $3,904/yr

Closing costs14% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,888	$1,324/mo
Government & taxes
Property tax	$1,584	$132/mo
Land transfer tax(closing)	$3,710	$309/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,490	$291/mo
Condo fees
Condo / HOA fees	$3,904	$325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,736	$3,145/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 20

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs