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$570K · 2 bed Condo Apartment · Unit 106, 66 Bay Street, Hamilton, Ontario L8P 4Z6 | HomeSearchCanada

$569,900

Unit 106

6 DOM

226d

Map

DOM 6

$569,900

DOM6days

Unit 106

66 Bay Street · Hamilton · Ontario L8P 4Z6

MLS® X13726034 · Durand · L8P 4Z6

22TenantOccupied1600-1799 ft²Condo Apartment1-car UndergroundNo basement6d$335/ft²$5,180 tax/yrNo basement

6 days on market

About this home

One-of-a-kind loft with soaring 21-foot ceilings! A rare opportunity to own a truly unique 1784 sqft condo/loft in the heart of one of Ontario's fastest-growing cities. This artistically designed space features 2 bedrooms, 2 full bathrooms, and a spacious walk-in closet in the primary suite. The open-concept layout seamlessly blends living, dining, and kitchen areas, all enhanced by polished concrete floors, exposed concrete pillars, and an industrial-chic aesthetic. The second-floor live/work l…

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Property details

MLS#: X13726034
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Loft
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 5 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 381
Balcony: None
Locker: Owned
Association amenities: Exercise Room, Gym, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Main/Bay
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13726034

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$570K

Unit 106 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $569,900✓ $5,180 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,076/mo

incl. closing costs (yr 1)

Annual total

$72,915

year 1

Mortgage only

$2,162/mo

principal + interest

Beyond mortgage

$2,800/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$113,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$432/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$122/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $25,944/yr

Property taxes18% $13,053/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $5,699/yr

Condo fees24% $17,559/yr

Closing costs7% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,944	$2,162/mo
Government & taxes
Property tax	$5,180	$432/mo
Land transfer tax(closing)	$7,873	$656/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,699	$475/mo
Condo fees
Condo / HOA fees	$17,559	$1,463/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,915	$6,076/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs