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$665K · 2 bed Condo Apartment · Unit 206, 23 Stumpf Street, Centre Wellington, Ontario N0B 1S0 | HomeSearchCanada

$664,900

Unit 206

8 DOM

228d

Map

DOM 8

$664,900

DOM8days

Unit 206

23 Stumpf Street · Centre Wellington · Ontario N0B 1S0

MLS® X13723508 · Elora/Salem · N0B 1S0

22OwnerOccupied1200-1399 ft²Condo Apartment2-car UndergroundNo basement8d$512/ft²$4,609 tax/yrNo basement

8 days on market

About this home

LOCATION, LOCATION! Welcome to this stylish 1,288 sq. ft. second-floor condo offering a bright, open layout in a quiet, desirable Elora location. Featuring 2 large bedrooms, 2 full bathrooms, 2 parking spaces and convenient built-in laundry. A unique large pantry with custom-built storage provides excellent organization and functionality. The spacious dining room, perfect for family dinners or entertaining, opens to the living room with a cozy fireplace. The kitchen features granite counters, lo…

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Property details

MLS#: X13723508
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Fireplace features: Electric

Condo corp #: 240
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Geddes
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13723508

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$665K

Unit 206 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $664,900✓ $4,609 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,826/mo

incl. closing costs (yr 1)

Annual total

$69,916

year 1

Mortgage only

$2,522/mo

principal + interest

Beyond mortgage

$2,031/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$132,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$384/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,649/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,773

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $30,269/yr

Property taxes21% $14,382/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,649/yr

Condo fees11% $7,956/yr

Closing costs7% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,269	$2,522/mo
Government & taxes
Property tax	$4,609	$384/mo
Land transfer tax(closing)	$9,773	$814/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,649	$554/mo
Condo fees
Condo / HOA fees	$7,956	$663/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,916	$5,826/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 206

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs