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$449K · 2 bed Common Element Condo · Unit 5, 45 Seguin Place, Seguin, Ontario P2A 2W8 | HomeSearchCanada

$449,000

Unit 5

8 DOM

218d

Map

DOM 8

$449,000

DOM8days

Unit 5

45 Seguin Place · Seguin · Ontario P2A 2W8

MLS® X13723034 · Humphrey · P2A 2W8

21OwnerOccupied800-899 ft²Common Element Condo1-car DetachedFull, Unfinished8d$529/ft²Lot 2.554$984 tax/yrBuilt 201313 yrs oldFull, Unfinished

8 days on market

About this home

If you're ready to simplify but not quite ready to give up the storage, outdoor space and garage that make everyday life easier this condo offers a combination worth considering. Built in 2012 this two-bedroom home keeps everything you use day to day on one level. The kitchen, dining and living areas flow together comfortably with plenty of natural light and a walkout to the rear deck. It's an easy layout for everyday living whether you're enjoying a quiet morning at home or having friends over…

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Property details

MLS#: X13723034
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 8
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Bungalow
Type: Common Element Condo
Year built: 2013

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R2-51

Roof: Asphalt Shingle, Shingles
Foundation: Concrete Block
Property features: Library, Rec./Commun.Centre, School, Wooded/Treed

View: Forest, Trees/Woods

Condo corp #: 13
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Detached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Propane
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding · Deck, Year Round Living
Fronting on: —
Cross street: Highway 141
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Air Exchanger, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Propane Tank, Separate Hydro Meter, Storage, Water Heater
Parking features: Private, Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Team Advantage Realty

Source: TRREB/PROPTX · MLS® X13723034

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$449K

Unit 5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $984 tax✓ Propane✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,147/mo

incl. closing costs (yr 1)

Annual total

$49,769

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,531/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$82/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,440/yr

Property taxes13% $6,439/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,490/yr

Condo fees16% $7,740/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$984	$82/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Condo fees
Condo / HOA fees	$7,740	$645/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,769	$4,147/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs