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$559K · 2 bed Condo Apartment · Unit 209, 10 Concord Place, Grimsby, Ontario L3M 0G6 | HomeSearchCanada

$559,000

Unit 209

8 DOM

228d

Map

DOM 8

Waterfront

$559,000

DOM8days

Unit 209

10 Concord Place · Grimsby · Ontario L3M 0G6

MLS® X13722398 · 540 - Grimsby Beach · L3M 0G6

22OwnerOccupied900-999 ft²Condo Apartment2-car UndergroundNo basement8d$589/ft²$5,913 tax/yrNo basement

8 days on market

About this home

Lake Views. Everything Within Reach. Love Where You Live. Welcome to Unit 209 at 10 Concord Place, where comfort, convenience, and lakeside living come together in the heart of Grimsby-on-the-Lake. This bright corner-unit condo offers two bedrooms, two bathrooms, floor-to-ceiling windows, and partial lake views from both the living area and private balcony, filling the home with natural light and creating an inviting atmosphere from the moment you arrive. The kitchen features quartz countertops…

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Property details

MLS#: X13722398
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Waterfront: Yes

Condo corp #: 281
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Heat Included, Parking Included, CAC Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Casablanca Blvd & N. Service Rd.
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13722398

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$559K

Unit 209 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $559,000✓ $5,913 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,504/mo

incl. closing costs (yr 1)

Annual total

$66,042

year 1

Mortgage only

$2,121/mo

principal + interest

Beyond mortgage

$2,287/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$493/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$75/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $25,448/yr

Property taxes21% $13,568/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $5,590/yr

Condo fees16% $10,776/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,448	$2,121/mo
Government & taxes
Property tax	$5,913	$493/mo
Land transfer tax(closing)	$7,655	$638/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,590	$466/mo
Condo fees
Condo / HOA fees	$10,776	$898/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,042	$5,504/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs