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$439,000
DOM57days120 Duke Street · Hamilton · Ontario L8P 4T1
57 days on market
Enjoy truly all-inclusive condo living, with the monthly fee covering heat, hydro, air conditioning, water, the hot water tank and underground parking-expenses that owners would typically pay separately. The fee also includes building maintenance, building insurance and access to an outstanding collection of amenities, making monthly expenses easier and more predictable. Welcome to The Durand! This beautifully upgraded northeast-corner suite offers two spacious bedrooms, two full bathrooms and a…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: REAL BROKER ONTARIO LTD.
Source: TRREB/PROPTX · MLS® X13719242
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,985 | $1,665/mo |
| Government & taxes | ||
| Property tax | $2,398 | $200/mo |
| Land transfer tax(closing) | $5,255 | $438/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,390 | $366/mo |
| Condo fees | ||
| Condo / HOA fees | $13,974 | $1,164/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $56,662 | $4,722/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.