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$439K · 2 bed Condo Apartment · Unit #202, 120 Duke Street, Hamilton, Ontario L8P 4T1 | HomeSearchCanada

$439,000

Unit #202

9 DOM

229d

Map

DOM 9

$439,000

DOM9days

Unit #202

120 Duke Street · Hamilton · Ontario L8P 4T1

MLS® X13719242 · Durand · L8P 4T1

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement9d$399/ft²$2,398 tax/yrNo basement

9 days on market

About this home

Enjoy truly all-inclusive condo living, with the monthly fee covering heat, hydro, air conditioning, water, the hot water tank and underground parking-expenses that owners would typically pay separately. The fee also includes building maintenance, building insurance and access to an outstanding collection of amenities, making monthly expenses easier and more predictable. Welcome to The Durand! This beautifully upgraded northeast-corner suite offers two spacious bedrooms, two full bathrooms and a…

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Property details

MLS#: X13719242
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Property features: Arts Centre, Hospital, Level, Library, Public Transit, School

Condo corp #: 22
Balcony: None
Locker: None
Association amenities: Exercise Room, Indoor Pool, Sauna, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included, Heat Included, Hydro Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air, Other
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Bay St S and Caroline St S
Stories: 2
Utilities: —
Laundry: In Hall, Laundry Room
Interior: Water Heater Owned
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13719242

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$439K

Unit #202 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,000✓ $2,398 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,722/mo

incl. closing costs (yr 1)

Annual total

$56,662

year 1

Mortgage only

$1,665/mo

principal + interest

Beyond mortgage

$2,160/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$200/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$97/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $19,985/yr

Property taxes14% $7,653/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,390/yr

Condo fees25% $13,974/yr

Closing costs9% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,985	$1,665/mo
Government & taxes
Property tax	$2,398	$200/mo
Land transfer tax(closing)	$5,255	$438/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,390	$366/mo
Condo fees
Condo / HOA fees	$13,974	$1,164/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,662	$4,722/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit #202

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs