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$490K · 2 bed Condo Apartment · Unit 7, 680 Whitaker Street, Peterborough, Ontario K9H 7J9 | HomeSearchCanada

$489,900

Unit 7

11 DOM

2211d

Map

DOM 11

$489,900

DOM11days

Unit 7

680 Whitaker Street · Peterborough · Ontario K9H 7J9

MLS® X13715968 · Ashburnham Ward 4 · K9H 7J9

22OwnerOccupied1000-1199 ft²Condo ApartmentNoneNo basement11d$446/ft²$4,043 tax/yrBuilt 200323 yrs oldNo basement

11 days on market

About this home

WELCOME TO MAIN-LEVEL LIVING AT 680 WHITAKER STREET! This spacious ground-level 2 -bedroom, 2-bathroom Condo offers the ease, comfort and convenience of truly stair-free living in a quiet, well-built and beautifully maintained Condo Building located alongside the Peterborough Golf & Country Club. The bright, carpet-free open-concept layout features a generous living and dining area with a vaulted ceiling and skylight, creating an inviting sense of space. Sliding doors lead to a lovely back patio…

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Property details

MLS#: X13715968
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Bungalow
Type: Condo Apartment
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Clear View, Level, Golf, Place Of Worship, Public Transit

View: Garden, Golf Course

Condo corp #: 31
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Patio, Landscaped, Controlled Entry
Fronting on: —
Cross street: Armour Road
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Carpet Free, Intercom, Water Heater
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Century 21 United Realty Inc.

Source: TRREB/PROPTX · MLS® X13715968

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$490K

Unit 7 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,900✓ $4,043 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,384/mo

incl. closing costs (yr 1)

Annual total

$52,606

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,544/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$337/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,302/yr

Property taxes20% $10,316/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,899/yr

Condo fees11% $5,929/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,302	$1,859/mo
Government & taxes
Property tax	$4,043	$337/mo
Land transfer tax(closing)	$6,273	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,899	$408/mo
Condo fees
Condo / HOA fees	$5,929	$494/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,606	$4,384/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 7

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs