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$829,000
St. Catharines · Ontario L2S 4C8
58 days on market
Welcome to this exceptional executive luxury townhouse in the prestigious Village on the Twelve, ideally nestled on a quiet dead-end cul-de-sac with no through-traffic. Offering over 2,000 sq. ft. of beautifully finished living space, this impressive home combines sophisticated design, generous living areas, breathtaking natural views, and an unbeatable location. The main floor makes a striking first impression with soaring 17-foot ceilings and expansive floor-to-ceiling windows that flood the h…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $50,000 (from $879,000 to $829,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX ESCARPMENT REALTY INC., BROKERAGE
Source: TRREB/PROPTX · MLS® X13714374
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $37,740 | $3,145/mo |
| Government & taxes | ||
| Property tax | $7,442 | $620/mo |
| Land transfer tax(closing) | $13,055 | $1,088/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,290 | $691/mo |
| Condo fees | ||
| Condo / HOA fees | $8,373 | $698/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $85,560 | $7,130/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.