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$429K · 4+2 bed Condo Townhouse · Unit 41, 3520 Downpatrick Road, Ottawa, Ontario K1V 8T4 | HomeSearchCanada

$429,000

Unit 41

10 DOM

4+2310d

Map

DOM 10

$429,000

DOM10days

Unit 41

3520 Downpatrick Road · Ottawa · Ontario K1V 8T4

MLS® X13712638 · 4807 - Windsor Park Village · K1V 8T4

4+23OwnerOccupied1400-1599 ft²Condo TownhouseNoneFinished10d$286/ft²$2,265 tax/yrFinished

10 days on market

About this home

Welcome to this spacious and move-in-ready townhouse in the heart of desirable South Keys! Offering an impressive 6 bedrooms (4 on thesecond level and 2 in the fully finished basement), 2 full bathrooms, and a convenient main floor powder room, this home provides exceptionalspace for growing families, multi-generational living, or those working from home.The bright main floor features spacious living and diningareas, a functional kitchen with ample cabinetry and workspace, and patio doors leadin…

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Property details

MLS#: X13712638
Status: Buy Now
Property class: Residential Condo & Other
Beds: 4+2
Baths: 3 full, 0 half
Rooms: 10 + 6
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Ground; 4 pc · Second; 4 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Shingles

Condo corp #: 42
Balcony: None
Locker: None
Fees include: Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Shingle
Fronting on: —
Cross street: Hunt Club and Downpatrick Road
Stories: 1
Utilities: —
Laundry: In Basement
Laundry level: Lower Level
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: AVENUE NORTH REALTY INC.

Source: TRREB/PROPTX · MLS® X13712638

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$429K

Unit 41 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $2,265 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,096/mo

incl. closing costs (yr 1)

Annual total

$49,156

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,589/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$189/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $19,530/yr

Property taxes15% $7,320/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,290/yr

Condo fees15% $7,356/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$2,265	$189/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$7,356	$613/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,156	$4,096/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 41

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs