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$497K · 2 bed Condo Apartment · Unit 604, 108 Second Street, Cornwall, Ontario K6H 0C9 | HomeSearchCanada

$496,900

Unit 604

11 DOM

2211d

Map

DOM 11

Waterfront

$496,900

DOM11days

Unit 604

108 Second Street · Cornwall · Ontario K6H 0C9

MLS® X13708922 · 717 - Cornwall · K6H 0C9

22Vacant1400-1599 ft²Condo ApartmentNoneNo basement11d$331/ft²$6,055 tax/yrNo basement

11 days on market

About this home

Spacious, bright and right in the heart of Downtown Cornwall. This 2-bedroom, 2-bathroom condo at **108 Second Street East** offers approximately **1,578 sq. ft. of living space**, making it one of the larger layouts in the building.The open living and dining area feels generous and comfortable, with large windows, plenty of natural light and access to a private balcony. The kitchen offers lots of cabinetry and counter space, along with a breakfast bar for casual meals. A separate office or read…

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Property details

MLS#: X13708922
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Waterfront: Yes

Condo corp #: 28
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster), Stone
Fronting on: —
Cross street: Sydney Street
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Cornwall and District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX AFFILIATES MARQUIS LTD.

Source: TRREB/PROPTX · MLS® X13708922

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$497K

Unit 604 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $496,900✓ $6,055 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,721/mo

incl. closing costs (yr 1)

Annual total

$56,647

year 1

Mortgage only

$1,885/mo

principal + interest

Beyond mortgage

$1,843/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,380

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$505/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,969/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,413

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,621/yr

Property taxes22% $12,468/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,969/yr

Condo fees13% $7,429/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,621	$1,885/mo
Government & taxes
Property tax	$6,055	$505/mo
Land transfer tax(closing)	$6,413	$534/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,969	$414/mo
Condo fees
Condo / HOA fees	$7,429	$619/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,647	$4,721/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 604

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs