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$478K · 2 bed Condo Apartment · Unit 405, 108 Second Street, Cornwall, Ontario K6H 0C9 | HomeSearchCanada

$477,900

Unit 405

11 DOM

2211d

Map

DOM 11

Waterfront

$477,900

DOM11days

Unit 405

108 Second Street · Cornwall · Ontario K6H 0C9

MLS® X13708888 · 717 - Cornwall · K6H 0C9

22TenantOccupied1400-1599 ft²Condo ApartmentNoneNo basement11d$319/ft²$5,532 tax/yrNo basement

11 days on market

About this home

If you're looking for more space without the upkeep of a house, this downtown condo is worth a look. Offering approximately 1,400 sq. ft., this bright 2-bedroom, 2-bathroom unit at 108 Second Street East has a comfortable layout, plenty of storage and the bonus of two private balconies. The main living and dining area is open and inviting, with large windows that bring in lots of natural light. The galley-style kitchen offers plenty of cabinetry and counter space, along with a breakfast bar for…

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Property details

MLS#: X13708888
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Waterfront: Yes

Condo corp #: 28
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Sydney Street
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Cornwall and District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX AFFILIATES MARQUIS LTD.

Source: TRREB/PROPTX · MLS® X13708888

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$478K

Unit 405 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $477,900✓ $5,532 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,518/mo

incl. closing costs (yr 1)

Annual total

$54,212

year 1

Mortgage only

$1,813/mo

principal + interest

Beyond mortgage

$1,744/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,580

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$461/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,779/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,033

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,756/yr

Property taxes21% $11,565/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,779/yr

Condo fees13% $6,952/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,756	$1,813/mo
Government & taxes
Property tax	$5,532	$461/mo
Land transfer tax(closing)	$6,033	$503/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,779	$398/mo
Condo fees
Condo / HOA fees	$6,952	$579/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,212	$4,518/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs