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$300K · 1 bed Condo Apartment · Unit 506, McNaab Towers, 344 Front Street, Belleville, Ontario K8N 5M4 | HomeSearchCanada

$299,900

Unit 506

13 DOM

1113d

Map

DOM 13

Waterfront

$299,900

DOM13days

Unit 506

McNaab Towers · 344 Front Street · Belleville · Ontario K8N 5M4

MLS® X13708086 · Belleville Ward · K8N 5M4

11Vacant800-899 ft²Condo Apartment1-car OtherNo basement13d$353/ft²$2,299 tax/yrBuilt 198541 yrs oldNo basement

13 days on market

About this home

Downtown living with a view! Centrally located in the heart of Belleville, this beautifully maintained condo offers comfortable, low maintenance living with panoramic views of the Moira River and the Bay of Quinte in the distance. The oversized primary bedroom is thoughtfully designed with dual access from both the living room and the hallway, providing added flexibility and convenience. Well cared for over the years, this condo offers a welcoming space to call home. Enjoy having everything you…

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Property details

MLS#: X13708086
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: MX1

Property features: Clear View, Hospital, Library, Park, River/Stream, School

View: Bridge, City, Downtown, Panoramic, River

Waterfront: Yes

Building name: McNaab Towers
Condo corp #: 18
Balcony: None
Locker: Exclusive
Association amenities: Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Other
Garage spaces: 1
Parking: 1 total
Heating: Other
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: Pinnacle Street
Stories: 5
Utilities: —
Laundry: Coin Operated, Laundry Room, Shared
Interior: None
Parking features: Reserved/Assigned

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal Lepage Proalliance Realty

Source: TRREB/PROPTX · MLS® X13708086

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$300K

Unit 506 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $299,900✓ $2,299 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,184/mo

incl. closing costs (yr 1)

Annual total

$38,203

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,340/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$59,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$192/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,974

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $13,653/yr

Property taxes14% $5,273/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,999/yr

Condo fees19% $7,118/yr

Closing costs13% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,653	$1,138/mo
Government & taxes
Property tax	$2,299	$192/mo
Land transfer tax(closing)	$2,974	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,999	$250/mo
Condo fees
Condo / HOA fees	$7,118	$593/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,203	$3,184/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 506

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs