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$405K · 1 bed Condo Apartment · Unit 415, UTOPIA, 5055 Greenlane Road, Lincoln, Ontario L3J 2J3 | HomeSearchCanada

$404,900

Unit 415

13 DOM

1113d

Map

DOM 13

$404,900

DOM13days

Unit 415

UTOPIA · 5055 Greenlane Road · Lincoln · Ontario L3J 2J3

MLS® X13707582 · 981 - Lincoln Lake · L3J 2J3

11OwnerOccupied600-699 ft²Condo Apartment2-car UndergroundNo basement13d$623/ft²$3,061 tax/yrNo basement

13 days on market

About this home

Welcome to Utopia - where modern living meets exceptional convenience! This rare and highly desirable opportunity offers two owned underground parking spaces and a private storage locker. This beautifully appointed 1-bedroom plus den suite offers a spacious, open-concept layout and is presented in pristine, move-in-ready condition. Enjoy the convenience of in-suite laundry and a bright, contemporary living space designed for both everyday living and entertaining. Residents enjoy an impressive se…

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Property details

MLS#: X13707582
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Building name: UTOPIA
Condo corp #: 339
Balcony: Open
Locker: Exclusive
Association amenities: Elevator, Exercise Room, Gym, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Heat Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: GREENLANE AND ONTARIO
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Intercom, Separate Heating Controls, Water Heater
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13707582

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$405K

Unit 415 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $404,900✓ $3,061 tax✓ Ground Source✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,784/mo

incl. closing costs (yr 1)

Annual total

$45,410

year 1

Mortgage only

$1,536/mo

principal + interest

Beyond mortgage

$1,409/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$255/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,049/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,573

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,433/yr

Property taxes17% $7,634/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,049/yr

Condo fees10% $4,635/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,433	$1,536/mo
Government & taxes
Property tax	$3,061	$255/mo
Land transfer tax(closing)	$4,573	$381/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,049	$337/mo
Condo fees
Condo / HOA fees	$4,635	$386/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,410	$3,784/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 415

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs