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$550K · 12+1 bed Condo Townhouse · Unit 24, 5 Cadeau Terrace, London, Ontario N6K 4H1 | HomeSearchCanada

$549,900

Unit 24

15 DOM

12+1315d

Map

DOM 15

$549,900

DOM15days

Unit 24

5 Cadeau Terrace · London · Ontario N6K 4H1

MLS® X13701948 · South B · N6K 4H1

12+13OwnerOccupied1400-1599 ft²Condo Townhouse2-car AttachedFull, Partially Finished15d$367/ft²$4,940 tax/yrBuilt 198541 yrs oldFull, Partially Finished

15 days on market

About this home

Welcome to desirable 5 Cadeau Terrace, where easy one-floor living meets comfort and convenience. This spacious 2+1 bedroom, 3-bathroom condo features a generous double-car garage and an inviting layout perfect for downsizers or those seeking low-maintenance living. The main floor offers a large eat-in kitchen with a patio door leading to the front terrace-an ideal space for entertaining or enjoying your morning coffee. The open-concept dining and living area is filled with natural light from th…

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Property details

MLS#: X13701948
Status: Buy Now
Property class: Residential Condo & Other
Beds: 12+1
Baths: 3 full, 0 half
Rooms: 13
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 5 pc · Main; 3 pc · Main; 4 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Foundation: Poured Concrete

Condo corp #: 159
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Commissioners Rd West
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Water Heater
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Seller's Choice Stockdale Realty Ltd

Source: TRREB/PROPTX · MLS® X13701948

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$550K

Unit 24 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $4,940 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,979/mo

incl. closing costs (yr 1)

Annual total

$59,749

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,812/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$412/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $25,034/yr

Property taxes21% $12,413/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,499/yr

Condo fees10% $6,144/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$4,940	$412/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$6,144	$512/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,749	$4,979/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 24

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs