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$349,000
DOM63days1035 - J Cummings Avenue · Ottawa · Ontario K1J 9K6
63 days on market
Welcome to 1035 Cummings Ave. Unit J - This bright and inviting freshly painted unit offers comfortable living in a fantastic location. Close to a wide variety of amenities, shopping, restaurants, public transit, and everything Ottawa has to offer. This condo is move-in ready. All appliances are included (new dishwasher). Enjoy your morning coffee from the enclosed balcony, or the balcony off the primary bedroom. Whether you're a first-time buyer, downsizing, or looking for a great investment op…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: EXIT RESULTS REALTY
Source: TRREB/PROPTX · MLS® X13699436
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $15,888 | $1,324/mo |
| Government & taxes | ||
| Property tax | $2,412 | $201/mo |
| Land transfer tax(closing) | $3,710 | $309/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,490 | $291/mo |
| Condo fees | ||
| Condo / HOA fees | $5,604 | $467/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $41,764 | $3,480/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.