Loading neighbourhood intel…

$479K · 2 bed Condo Apartment · Unit 802, 190 Hespeler Road, Cambridge, Ontario N1R 8B8 | HomeSearchCanada

$479,000

Unit 802

17 DOM

2217d

Map

DOM 17

$479,000

DOM17days

Unit 802

190 Hespeler Road · Cambridge · Ontario N1R 8B8

MLS® X13697522 · N1R 8B8

22Vacant1400-1599 ft²Condo Apartment1-car UndergroundNo basement17d$319/ft²$4,063 tax/yrNo basement

17 days on market

About this home

190 Hespeler Rd, known locally as the Black Forest Condominium has the reputation for quiet, class and amenities. One of the few buildings in town with an indoor pool and tennis court. Lovely library. Underground parking. Good storage locker/cage. Well kept and immaculate building.This unit is a spacious 1440 square feet, unusual in todays models of buildings. Unit 802 has a particularly great view of the woods across the back. A large primary bedroom with 5 piece ensuite and walk in closet. The…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13697522
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 29
Balcony: Enclosed
Locker: Exclusive
Fees include: Building Insurance Included, Common Elements Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Isherwood Ave.
Stories: 8
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Intercom, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE CROWN REALTY SERVICES

Source: TRREB/PROPTX · MLS® X13697522

Do you own a home in Cambridge?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$479K

Unit 802 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $4,063 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,013/mo

incl. closing costs (yr 1)

Annual total

$60,154

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$2,233/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$339/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$89/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $21,806/yr

Property taxes17% $10,118/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,790/yr

Condo fees21% $12,780/yr

Closing costs8% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$4,063	$339/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$12,780	$1,065/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,154	$5,013/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 802

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs