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$639,900
DOM64daysGuelph · Ontario N1L 0K9
64 days on market
Luxury townhouse featuring a bright, open-concepted main floor with no home directly in front, offering added privacy and an open view. The upgraded kitchen boasts dark wood cabinetry, granite countertops, stylish backsplash, stainless steel appliances, and a large center island perfect for everyday living and entertaining. The second floor offers three spacious bedrooms, including a generous primary bedroom with a private ensuite, plus a 4 pieces main bathroom with granite vanity top and conve…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: Unity Realty Brokerage Inc
Source: TRREB/PROPTX · MLS® X13695158
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,131 | $2,428/mo |
| Government & taxes | ||
| Property tax | $4,892 | $408/mo |
| Land transfer tax(closing) | $9,273 | $773/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,399 | $533/mo |
| Condo fees | ||
| Condo / HOA fees | $5,316 | $443/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $65,671 | $5,473/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.