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$580K · 3 bed Condo Townhouse · Unit 88, 176 Wheat Lane, Kitchener, Ontario N2R 1R7 | HomeSearchCanada

$579,800

Unit 88

20 DOM

3320d

Map

DOM 20

$579,800

DOM20days

Unit 88

176 Wheat Lane · Kitchener · Ontario N2R 1R7

MLS® X13685234 · N2R 1R7

33OwnerOccupied1400-1599 ft²Condo TownhouseNoneNo basement20d$387/ft²Lot 1,440$3,659 tax/yrNo basement

20 days on market

About this home

Welcome to 176 Wheat Lane, a stunning end-unit townhome loaded with over $30,000 in builder upgrades and offering the perfect blend of style, comfort, and convenience. This move-in-ready home features 3 bedrooms, 2.5 bathrooms, and a bright open-concept layout designed for modern living. The showpiece kitchen boasts an oversized island, quartz countertops, ceramic backsplash, and premium finishes, while hardwood flooring, main-floor laundry, central air, and five included appliances add everyday…

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Property details

MLS#: X13685234
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Rec./Commun.Centre, Public Transit

Condo corp #: 732
Balcony: Open
Locker: None
Association amenities: Playground
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding, Brick
Fronting on: —
Cross street: Fischer Hallman & Huron Rd
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, ERV/HRV, Water Softener
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13685234

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$580K

Unit 88 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $579,800✓ $3,659 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,924/mo

incl. closing costs (yr 1)

Annual total

$59,083

year 1

Mortgage only

$2,200/mo

principal + interest

Beyond mortgage

$1,593/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,960

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$305/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,798/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,071

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $26,395/yr

Property taxes20% $11,730/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,798/yr

Condo fees8% $4,500/yr

Closing costs9% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,395	$2,200/mo
Government & taxes
Property tax	$3,659	$305/mo
Land transfer tax(closing)	$8,071	$673/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,798	$483/mo
Condo fees
Condo / HOA fees	$4,500	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,083	$4,924/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 88

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs